Automate Payments with
Dedicated Virtual Accounts
Dedicated Virtual Accounts
Xental enables businesses to create customer-specific virtual accounts,
automatically reconcile incoming transfers, and eliminate manual payment
matching.
Manual Reconciliation Doesn't Scale
Traditional payment collection creates operational bottlenecks that slow your business down
One collection account for thousands of customersManual transaction matchingDelayed payment confirmationReconciliation errorsOperational inefficienciesPoor visibilityBuilt for Modern Payment
Collection
Collection
Enterprise-grade infrastructure that automates every step of the payment lifecycle
Dedicated Virtual Accounts
Assign every customer a unique account number for seamless payment tracking and collection.
Automatic reconciliation
Match payments to customers instantly without manual intervention or spreadsheets.
Real-time updates
Receive transaction events as payments happen via webhooks and live dashboards.
Multi-tenant Infrastructure
Support multiple businesses securely with isolated data and complete compliance.
Developer APIs
Integrate quickly using REST APIs, webhooks, and comprehensive documentation.
Transaction Tracking
Automatically manage underpayments, and duplicate transactions.
A Complete Payment Gateway Solution
Designed for your Business
Designed for your Business
Enterprise-grade infrastructure that automates every step of the payment lifecycle
Register & Complete KYB
Business registers and completes Know Your Business verification for compliance.
Create Customers
Create customers through Xental’s simple and intuitive APIs.
Dedicated Virtual Accounts
Xental provisions dedicated virtual accounts (DVA) for each customer automatically.
Customer Uses DVA
Customers make bank transfers to their dedicated virtual account numbers.
Automatic Reconciliation
Xental reconciles payments automatically, matching to the correct customer.
Real-Time Notifications
Business receives instant transaction updates via webhooks and dashboard.
Use Cases
Xental offers a variety of use cases. Everyone from fintech startups to established
enterprises, Xental powers payment collection at scale
Savings & Investment Platforms
Assign every member or investor a dedicated payment destination and automatically reconcile deposits in real time, providing accurate records without manual effort.
Schools & Education
Automate school fee collection with dedicated accounts for each student and parent portal.
Property Management
Simplify rent collection across multiple properties and clients with automatic payment tracking.
Developer-First Infrastructure
Integrate in minutes with our intuitive APIs and comprehensive documentation
RESTful APIs with comprehensive documentationReal-time webhooks for transaction eventsOAuth 2.0 and API key authenticationSDKs for Node.js, Python, and PHPSandbox environment for testingPostman collection includedInfrastructure that Scales with
your Business
your Business
From customer onboarding to real-time reconciliation, Xental powers reliable
payment operations for businesses handling high-volume bank transfers.